/* ============================================================
   Insurance sub-page styles (additive to site.css)
   ============================================================ */

/* Force solid nav by default on this page since hero is photo, not video */
.nav--solid{background:rgba(255,255,255,.92);backdrop-filter:saturate(140%) blur(14px);box-shadow:0 8px 30px -20px rgba(0,0,0,.18)}
.nav--solid .nav__links a{color:var(--ink);text-shadow:none}
.nav--solid .nav__logo img{filter:none}
.nav--solid .nav__burger span{background:var(--ink)}
.nav--solid .nav__links a[aria-current="page"]{color:var(--red)}
.nav--solid .nav__links a[aria-current="page"]::after{right:0}

/* ===== Insurance hero (photo, not video) ===== */
.ihero{
  position:relative;min-height:78vh;
  display:grid;align-items:end;
  color:#fff;overflow:hidden;
  padding-top:6rem;
}
.ihero__bg{position:absolute;inset:0;z-index:-1}
.ihero__bg img{width:100%;height:100%;object-fit:cover}
.ihero__scrim{
  position:absolute;inset:0;
  background:
    linear-gradient(120deg, rgba(0,0,0,.85) 0%, rgba(0,0,0,.4) 60%, rgba(126,27,29,.5) 100%),
    radial-gradient(ellipse at 20% 100%, rgba(126,27,29,.5) 0%, transparent 60%);
}
.ihero__inner{padding-bottom:clamp(3rem,5vw,5rem);max-width:1100px}
.ihero__eyebrow{
  display:inline-block;padding:.5rem 1rem;
  background:var(--red);color:#fff;
  font-family:"Space Grotesk",monospace;font-size:.78rem;font-weight:700;
  letter-spacing:.14em;text-transform:uppercase;
  border-radius:999px;margin-bottom:1.5rem;
}
.ihero__title{
  font-size:var(--t-mega);
  font-weight:900;line-height:.98;letter-spacing:-.035em;
  margin-bottom:1.5rem;
}
.ihero__title .line{display:block;overflow:hidden}
.ihero__title em{font-style:normal;color:var(--red);text-shadow:0 0 50px rgba(126,27,29,.5)}
.ihero__sub{font-size:var(--t-lead);max-width:62ch;line-height:1.45;color:rgba(255,255,255,.92);margin:0 0 2rem}
.ihero__ctas{display:flex;flex-wrap:wrap;gap:.75rem}

/* ===== Cost equation table ===== */
.cost{padding:var(--pad-y) 0;background:var(--paper)}
.cost__table{
  margin-top:3rem;
  border-radius:var(--radius-lg);
  overflow:hidden;
  border:1px solid var(--line);
  background:#fff;
}
.cost__head, .cost__row{display:grid;grid-template-columns:1fr 1.05fr}
.cost__head{
  background:#0c0c0c;color:#fff;
  font-family:"Space Grotesk",monospace;
  font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;
}
.cost__head > *{padding:1.1rem 1.5rem}
.cost__head--good{background:var(--red)}
.cost__row{border-top:1px solid var(--line)}
.cost__row > *{padding:1.4rem 1.5rem;font-size:1rem;line-height:1.5}
.cost__row > div:first-child{color:#7a7a7a}
.cost__good{
  background:#fff8f8;color:var(--ink);font-weight:500;
  border-left:3px solid var(--red);
}
@media (max-width:720px){
  .cost__head{display:none}
  .cost__row{grid-template-columns:1fr;border-top:1px solid var(--line)}
  .cost__row > *{padding:1.2rem 1.25rem}
  .cost__row > div:first-child::before{content:"Today: ";font-weight:700;color:#0c0c0c}
  .cost__good::before{content:"With Wraproof: ";font-weight:700;color:var(--red);display:block;margin-bottom:.25rem;font-family:"Space Grotesk",monospace;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase}
  .cost__good{border-left:0;border-top:3px solid var(--red)}
}

/* ===== Spec block (light variant) ===== */
.ispec{padding:var(--pad-y) 0;background:#fff}
.ispec .stats{margin-top:3rem}
.ispec .stat{
  background:var(--paper);border:1px solid var(--line);
}
.ispec .stat:hover{background:#fff;border-color:var(--red);box-shadow:0 18px 40px -22px rgba(126,27,29,.25)}
.ispec .stat__num{
  color:var(--ink);
  background:none;-webkit-text-fill-color:initial;
}
.ispec .stat__label{color:#3a3a3a}

/* ===== Differentiator (split block) ===== */
.diff{padding:var(--pad-y) 0;background:var(--paper)}
.diff__inner{display:grid;gap:3rem;align-items:center}
@media (min-width:980px){.diff__inner{grid-template-columns:1fr 1fr}}
.diff__visual{
  border-radius:var(--radius-lg);overflow:hidden;
  aspect-ratio:4/3;
  box-shadow:0 60px 80px -40px rgba(0,0,0,.3);
}
.diff__visual img{width:100%;height:100%;object-fit:cover}

/* ===== Proof numbers ===== */
.iproof{padding:var(--pad-y) 0;background:var(--bone)}
.iproof__numbers{
  display:grid;gap:1.5rem;margin:3rem 0 4rem;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
}
.iproof__numbers > div{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:2rem 1.5rem;text-align:center;
  transition:transform .3s var(--easing-pop), border-color .3s, box-shadow .3s;
}
.iproof__numbers > div:hover{transform:translateY(-4px);border-color:var(--red);box-shadow:0 30px 50px -25px rgba(126,27,29,.25)}
.iproof__numbers strong{
  display:block;
  font-family:"Space Grotesk",monospace;
  font-size:clamp(2.5rem,4vw,3.5rem);
  font-weight:700;color:var(--red);letter-spacing:-.03em;line-height:1;
  margin-bottom:.75rem;
}
.iproof__numbers span{font-size:.95rem;color:var(--mid);line-height:1.45;display:block}

/* ===== Contact form + human ===== */
.contact{padding:var(--pad-y) 0;background:#0c0c0c;color:#fff;position:relative;overflow:hidden}
.contact::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(ellipse at 80% 30%, rgba(126,27,29,.3), transparent 60%);
  pointer-events:none;
}
.contact__inner{position:relative;display:grid;gap:3rem}
@media (min-width:880px){.contact__inner{grid-template-columns:1.4fr 1fr;gap:4rem}}
.contact__form .lead{color:rgba(255,255,255,.78);margin-bottom:2rem}

.form{display:flex;flex-direction:column;gap:1rem;margin-top:1rem}
.form__row, .form label{display:flex;flex-direction:column;gap:.4rem}
.form__grid{display:grid;gap:1rem;grid-template-columns:1fr}
@media (min-width:520px){.form__grid{grid-template-columns:1fr 1fr}}
.form label{
  font-family:"Space Grotesk",monospace;
  font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;
  color:rgba(255,255,255,.7);font-weight:600;
}
.form input, .form select, .form textarea{
  font:inherit;font-family:"Inter Tight",sans-serif;
  font-size:1rem;font-weight:500;
  padding:.85rem 1rem;
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);
  border-radius:10px;color:#fff;
  text-transform:none;letter-spacing:0;
  transition:border-color .25s, background .25s;
}
.form input::placeholder, .form textarea::placeholder{color:rgba(255,255,255,.4)}
.form input:focus, .form select:focus, .form textarea:focus{
  outline:none;border-color:var(--red);background:rgba(255,255,255,.12);
}
.form select{appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'><path fill='white' d='M6 8L0 0h12z'/></svg>");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.5rem}
.form textarea{resize:vertical;min-height:90px}
.form button{margin-top:.5rem;align-self:flex-start}

.contact__human{
  background:rgba(255,255,255,.04);
  border:1px solid rgba(255,255,255,.1);
  border-radius:var(--radius-lg);
  padding:2.25rem 1.75rem;
  align-self:start;
}
.contact__human .eyebrow{background:rgba(255,255,255,.1);color:#fff}
.contact__human h3{color:#fff;margin-bottom:1rem}
.contact__human p{color:rgba(255,255,255,.7);margin-bottom:1.25rem}
.phone-medium{
  display:inline-block;margin:.5rem 0 1.25rem;
  font-family:"Space Grotesk",monospace;font-size:2rem;font-weight:700;
  color:var(--red);letter-spacing:-.02em;
  transition:transform .25s var(--easing-pop), color .25s;
}
.phone-medium:hover{color:#fff;transform:translateX(2px)}
.contact__addr{font-size:.95rem;color:rgba(255,255,255,.6);line-height:1.55;margin:0}